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The Charlotte Tea Party Speech

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  • kuzi16kuzi16 Everyone, Registered Users Posts: 14,471
  • kuzi16kuzi16 Everyone, Registered Users Posts: 14,471
    phobicsquirrel:
    I have personal experience trying to fight a "local" bank over charges they made on my account. In total fees which was not my fault, 458 dollars. why, well because the bank with-held my check over the weekend from my work (so normal direct deposit) and I had a automatic payment which came out on Monday (day after the weekend) at 902 am, well the bank released the funds just after that transaction went through. I got all the documents which all had dates and times of their mistake but they just said, oh well we can't refund all the money but here's a 50 dollar charge-back. I hired an attorney and after a few weeks finally got it all taken care of, but it ended up costing me much more than the 400 dollars. especially when I had to take off work to look for one, and gas, and more days off to meet with them. That's when I fully learned that middle income people are really on the noose by banks and large companies. This wasn't even a super large company...
    i would pull all my money from that bank and do business elsewhere.
  • phobicsquirrelphobicsquirrel Everyone, Registered Users Posts: 7,349
    I don't believe I am saying that Canada is the most successful in health care and I don't Laker did as well. I'm sure they have problems as well, but it's still better than what we have. The speculation and talks in the new admin that have mentioned national health care for the US never said it would be the only way... That was never mentioned. It would be an option. I know the Oregon health plan is much better than any other insurance led plan here, wish I was on it.
  • phobicsquirrelphobicsquirrel Everyone, Registered Users Posts: 7,349
    kuzi16:
    phobicsquirrel:
    I have personal experience trying to fight a "local" bank over charges they made on my account. In total fees which was not my fault, 458 dollars. why, well because the bank with-held my check over the weekend from my work (so normal direct deposit) and I had a automatic payment which came out on Monday (day after the weekend) at 902 am, well the bank released the funds just after that transaction went through. I got all the documents which all had dates and times of their mistake but they just said, oh well we can't refund all the money but here's a 50 dollar charge-back. I hired an attorney and after a few weeks finally got it all taken care of, but it ended up costing me much more than the 400 dollars. especially when I had to take off work to look for one, and gas, and more days off to meet with them. That's when I fully learned that middle income people are really on the noose by banks and large companies. This wasn't even a super large company...
    i would pull all my money from that bank and do business elsewhere.
    I did, but no blow to them, wish I had a few million to though...
  • kuzi16kuzi16 Everyone, Registered Users Posts: 14,471
  • kuzi16kuzi16 Everyone, Registered Users Posts: 14,471
    phobicsquirrel:
    kuzi16:
    phobicsquirrel:
    I have personal experience trying to fight a "local" bank over charges they made on my account. In total fees which was not my fault, 458 dollars. why, well because the bank with-held my check over the weekend from my work (so normal direct deposit) and I had a automatic payment which came out on Monday (day after the weekend) at 902 am, well the bank released the funds just after that transaction went through. I got all the documents which all had dates and times of their mistake but they just said, oh well we can't refund all the money but here's a 50 dollar charge-back. I hired an attorney and after a few weeks finally got it all taken care of, but it ended up costing me much more than the 400 dollars. especially when I had to take off work to look for one, and gas, and more days off to meet with them. That's when I fully learned that middle income people are really on the noose by banks and large companies. This wasn't even a super large company...
    i would pull all my money from that bank and do business elsewhere.
    I did, but no blow to them, wish I had a few million to though...
    i wish you had a few million as well.
  • kuzi16kuzi16 Everyone, Registered Users Posts: 14,471
  • phobicsquirrelphobicsquirrel Everyone, Registered Users Posts: 7,349
  • kuzi16kuzi16 Everyone, Registered Users Posts: 14,471
  • kuzi16kuzi16 Everyone, Registered Users Posts: 14,471
    phobicsquirrel:
    Though it is our govt to make sure there is balance, as the constitution spells out.
    the constitution says no such thing.
  • jlzimmermanjlzimmerman Everyone, Registered Users Posts: 282
  • phobicsquirrelphobicsquirrel Everyone, Registered Users Posts: 7,349
  • gmill880gmill880 Everyone, Registered Users Posts: 5,947
    There is no such thing as "free" anything from the government. Someone , class of people, programs, or freedoms are sacrificed for everything thats "free". somewhere, someone or group or principals lost out. IMHO someone or something was sacrificed for that free whatever ...good or bad, necessary or un neccessary, needed or useless ...thats the real debate ...
  • PuroFreakPuroFreak Everyone, Registered Users Posts: 4,132
    gmill880:
    There is no such thing as "free" anything from the government. Someone , class of people, programs, or freedoms are sacrificed for everything thats "free". somewhere, someone or group or principals lost out. IMHO someone or something was sacrificed for that free whatever ...good or bad, necessary or un neccessary, needed or useless ...thats the real debate ...
    You are correct G-Man, and I'm sick of us having to be the people who sacrafice over and over and over for the bright ideas of our federal government! People think it is such a great idea to tax the big businesses but guess who is going to pay for it? Thats right, WE ARE! They aren't going to pay those taxes, they are going to pass them on to the consumers and are going to lay off more people to help cover those costs. Why people don't understand that taxing business is a bad idea I will never figure out.
  • phobicsquirrelphobicsquirrel Everyone, Registered Users Posts: 7,349
    Puro, large corporations already pass taxes onto consumers.. When they move plants and factory's overseas to pay people much less, they spend less money but do you see products lowering? no, they even go up! What you just said makes no sense.. Oh and pre 1980's corporations had to pay taxes and wow, things were much cheaper and wages were actually able to keep people a-float and allow for people to have an income and a retirement...
  • PuroFreakPuroFreak Everyone, Registered Users Posts: 4,132
  • phobicsquirrelphobicsquirrel Everyone, Registered Users Posts: 7,349
  • kuzi16kuzi16 Everyone, Registered Users Posts: 14,471
  • PuroFreakPuroFreak Everyone, Registered Users Posts: 4,132
  • kuzi16kuzi16 Everyone, Registered Users Posts: 14,471
  • PuroFreakPuroFreak Everyone, Registered Users Posts: 4,132
  • kuzi16kuzi16 Everyone, Registered Users Posts: 14,471
    edit: nevermind.
  • jlzimmermanjlzimmerman Everyone, Registered Users Posts: 282
  • PuroFreakPuroFreak Everyone, Registered Users Posts: 4,132
  • kuzi16kuzi16 Everyone, Registered Users Posts: 14,471
  • phobicsquirrelphobicsquirrel Everyone, Registered Users Posts: 7,349
  • PuroFreakPuroFreak Everyone, Registered Users Posts: 4,132
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