Dave Ramsey anyone?

illinoisgolf99

My fiance and I are working on the Total Money Makeover plan that Dave Ramsey has been talking about for years. Anyone on here been on the plan and see results?

jthanatos

ScottTDawg

Wife & I did that a few years ago. Had good results. We signed up for the online stuff too, which had some really good tools. Still follow some of the principles and have the books/tapes to listen to if need be. Not quite able to get the emergency fund going but still on the forefront of our mind. If we decided to do anything seriously to get control of finances, it would be Total Money Makeover.

Gray4lines

I have a copy, but need to read it!

phobicsquirrel

My parents did this years ago. I remember telling them that the book and all the other things they did for the "plan" were common sense things and even things you could find online. However as usual they ignored me. I'm not saying the thing doesn't work, as the concepts are nothing new however I feel it isn't any thing new under the sun. They had mixed results, though when my parents retired their income suffered and thanks to the "crash" of 2008 my parents lost a lot of their 401k and add to it the BS with Enron a while back. So a few things that happened that had nothing to do with my parents actually caused them financial problems, which led to more debt and then bankruptcy thanks to medical bills. They are still chugging along.

clearlysuspect

I've never read anything he's written, but I've been told our path to financial security fits his models to a very close likeness. We are very secure. So I guess it works.

Gray4lines

Martel

stephen_hannibal