Major snow storm hits W TN
jd50ae
Everyone, Registered Users Posts: 4,109
My step son was t-boned by a woman who lost control of her car. Totally her fault but he is UN-insured and is the one being charged
jd50ae
Everyone, Registered Users Posts: 4,109
Comments
Blaming someone for something they did not do is never right.
I agree he should have insurance, I have it, for over 45 years and I have never been in an accident.
He should have been given a ticket or fined, but blamed, no.
Which wasn't his fault.
Glad to hear he's OK.
I agree he should not be blamed for the accident if it was not his fault. The other person's insurance will not pay to fix his car though, it sucks. But unfortunately that's how it works.
Also, he should not have to pay for that person's repairs though since he did not cause the accident
Is he being charged with causing the accident? If so, lawyer up if it was not his fault, that's BS and sounds like the other person and/or their insurance company is trying to F him over.
Or is he just being charged for driving without insurance? If so....not much you can do about that.
BTW, if he cannot afford insurance, perhaps he should consider riding a motorcycle. All three of my motorcycles put together cost me $180 per year. Per year. That's all three; not each. That's less than I pay per month for the wife's Durango. The savings in gas will pay for insurance. No crotch rockets ( = wrecks) and no Hardley Ablesons ( = thefts, drunkenness, and excessive valuation). He can pick up a quality rice burner for under two grand and ride to work for peanuts.
Good luck with the stepson.
Right now we are trying (via phone) to get him to go to the emergency room.
Exact details have yet to come out.
He has a family and he needs a truck to work. A motorcycle is out of the question.
The truck was actually 2 half's put together to make one. It was a b*tch to keep running, but he did. It was all he could afford and now none of us know what to do.
But I will say, my wife and I pay just under $380/mo for two vehicles (2008 and 2012). That includes some discounts like multi-line, but after my last speeding ticket we lost the safe driver. Never once have I been in an accident and had to file a claim.
Wife and I are close to you in age....and we pay about 1025/year with Erie
That's full coverage for a 2009 4-door subaru legacy and 2012 4-door forester. We get a slight discount for having home-owners with them too, and we keep a higher deductible (1500 I think) which saves a few bucks.
But we shopped around when wife got her new car almost 2 years ago (did not have home discount with them) but of all the "big guys" State Farm was the most $$, Nationwide and Progressive were a little less, but Erie was the cheapest by about $300.
/thread jack
Thank you.
So, my son finally goes to the emergency room. They stick him in a waiting room for over 2 hours and then they turn the lights off. His back and shoulder are in some serious pain. He thinks that he is going to be able to see the family doctor today, they have been so busy with the flu going around I have been getting a busy signal for 2 days.
And now the woman has changed her story and is claiming it wasn't her fault. School was cancelled and she had 2 kids in the car. Where was she going..? For a bottle of milk..?
The cop says to my step son "you didn't stand a chance did you".
The woman ran a red light and caused the accident. On icy roads yet. Of course now she is lying about running the red light.
3 year old kid in the front seat and no child restraints.
She T-boned him, would be hard to argue that he caused the accident....
"Broadside collisions are frequently caused by a failure to yield right of way. In the case of collisions in an intersection, the cause is often a result of one vehicle failing to obey traffic signals (fail to stop or running past a red light)."
Any witnesses; other motorists, houses nearby, stores, etc?
TN has some of the toughest, by law and enforcement, seat belt laws in the country. In the state it is illegal for a 3 year old not to use restraints. And I think, I'll have to check, it is also illegal for under 6 to be in the front seat.
He t-boned her because she ran a red light and he was pulling out on a green light, she was speeding trying to beat the light. The cop was saying "you didn't stand a chance did you" to my step son.
2 people stopped to make sure everyone was OK but did not wait for the police. Curious that they inquired after Jesse and the women's kid but ignored her.
It was at an intersection populated by small businesses, and I hope that, if necessary, a good lawyer will interview people.
Sorry for all the corrections but Jesse was a mess yesterday and our concern was for him. Today he is talking a lot clearer and we are catching up on what happened.
Thanks....
Yea, it ruined a lot of people's day.
Certainly sounds like she is at fault, no ifs ands or buts about it. But if she's going to deny it was her fault, sounds like you're in for a court battle....that stinks.
I use to do some side work for lawyers and the police. Think I will get my sneaky and soft shoes on.
Thanks for asking.Yup....He finally got to see the family doctor who sent him to the EM room for X-Rays, they refused. So the doctor put him on steroids and pain meds. This morning he went to the police dept to get a copy of the accident report...it has not been filed yet. How long does it take..? His shoulder is better but his back has some pain. If we ever get the accident report we will give the other drivers insurance carrier the choice of getting him something to drive, or go to court. We do know that the accident report puts total fault on the other driver.
By the way...how is your wife doing..?