Major snow storm hits W TN

jd50ae

Rain

I hope he is ok!Why was he driving without insurance? I happen to agree that he should pay. I have been in one accident in 7 years. I've paid insurance that entire time. Let's say 200 bucks a month, that comes out to $16,000. You can drive without insurance, but when you get caught, you should pay.

jthanatos

Rain:

I hope he is ok!Why was he driving without insurance? I happen to agree that he should pay. I have been in one accident in 7 years. I've paid insurance that entire time. Let's say 200 bucks a month, that comes out to $16,000. You can drive without insurance, but when you get caught, you should pay.

Somewhat off topic, but holy menaces on the highway Batman, you pay a lot for car insurance.

jd50ae

Rain

I guess, I'm not sure. My wife and I are 25, two 2012 vehicles.

Rain

He is getting a fine....it's called paying for the accident.

jd50ae

Rain

Being on the road without insurance was his fault. He knew it before he got in the car. If he had not been on the road, then that lady would have never hit him. He WAS on the road, illegally.I'm sorry, I did not meant to take over your thread! Everyone knows my stance on this issue, so I will let go. But you never told us...he IS ok, right?

jthanatos

Rain:

I guess, I'm not sure. My wife and I are 25, two 2012 vehicles.

At that age I was paying ~$750 annually for liabilitycompcollision on 2 vehicles. Now it is closer to 600, but we are both in higher age brackets now. You may want to shop around.

jgibv

webmost

jd50ae

Martel

jgibv

Rain

USAA.Looking out for troops my @$$! I'm mad now that I see I'm probably paying way too much.

phobicsquirrel

Rain:

USAA.Looking out for troops my @$$! I'm mad now that I see I'm probably paying way too much.

I had them years ago, I felt the same way. Back on topic, very sorry to hear about this. I hope your son is okay. He should go see a doctor though. I was in a collision a few weeks ago do to a dumb driver in the snow. I hate people that do dumb crap on the road. Insurance imo is bunk. I've had my policy for years, never a ticket, or anything and now my rates may go up.

kingjk729

As a person in the insurance biz the fact he had no insurance bears no affect on fault of the accident. I've had to tell policy holders that were following a drunk driver home and braked and slid into them because of crappy road conditions .... The police came wrote an accident report and arrested the drunk and towed the car to the impound yard. Learn this and be adamant with your insurance company ..... Facts of the accident , facts of the accident, facts of the accident. No license , no insurance , no neither is enough to prove fault. Police do not determine liability , the insurance company does. End of story ...... If you have any questions please feel free to ask and I'd be happy to help.

jd50ae

jd50ae

jgibv

Rain

jd50ae:

And now the woman has changed her story and is claiming it wasn't her fault. School was cancelled and she had 2 kids in the car. Where was she going..? For a bottle of milk..?

Well, driving around with your kids is not a crime. Sounds like this is going to be veryrrrry drawn out man. If she is going to lie about things, nobody is going to win. It sounds there are no cameras at the scene or other motorists that saw, either.

jd50ae

Rain

Well ok, you did not say all that before, you just questioned where she was going with her kids.Really sorry to hear about this....nobody is going to come out better then they went in.

jd50ae

jd50ae

jgibv

Echambers

Rain:

USAA.Looking out for troops my @$$! I'm mad now that I see I'm probably paying way too much.

I've had USAA for years.

jd50ae

Bob Luken

I hope somebody (Police) is checking with the businesses at this intersection for any chance a security video camera caught the crash. And do it fast before the hard drives re-record over the possible evidence.

Rain

JD, any updates?

jd50ae